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Benefits of a High Risk Merchant Account

by limitless on March 15, 2017 Leave a comment

  There are many benefits of having a high-risk merchant account.  High-risk merchant accounts have unique features that conventional merchant accounts do not have.  However, it is important for merchants to choose the right high risk processor for their industry. To begin with, high-risk merchant account providers have more leniency when

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What is a Chargeback Ratio and Why Does it Matter?

by limitless on March 1, 2017 Leave a comment

A chargeback ratio is the number of chargebacks compared to the number of transactions for a business.  A low chargeback ratio means that out of all the transactions the business has, only a small amount request for a refund.  Credit card associations and banks / processors will drop businesses with excessive chargeback rates. The maximum acce

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High Risk Account Specialist vs. Direct to Processor

by limitless on February 16, 2017 Leave a comment

There are two ways to obtain a high-risk merchant account. One way is for the merchant to go directly to a processor, and the other way is for the merchant to use an experienced high-risk account specialist, who has access to many processors. Merchants often apply to as many processors as possible, hoping that at least one will approve them.  How

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High Risk Merchant Accounts are Not an Excuse for Chargebacks

by limitless on February 2, 2017 Leave a comment

As most merchants know, chargebacks can happen for many reasons.  Many times, the chargebacks are not the fault of the merchant, but often they can be avoided with simple steps.  If a business finds itself with an excessive number of chargebacks, or if they are in an industry notorious for chargebacks, they might find themselves in need of a high

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