Downtime from your payment processor can result in a heavy financial loss for your peptide supplement business.
At Limitless Payment Solutions, we understand, so we work hard to get you a domestic high risk merchant account that won’t unexpectedly shut down or stop accepting payments.
Start with us, not with fees.
Available 24/7, Limitless Payment Solutions works tirelessly to help your Peptide payment processing problems solved in a New York Minute.
Limitless Payment Solutions' vast network of different payment processors helps ensure we find you the perfect fit for your Peptide merchant account.
Rest assured that your online Peptide business won’t be suddenly shut down or taken offline by working with a high risk payment bank.
Rapid dispute resolution mitigates chargeback risks, effectively protecting your business’s health.
Protect your investment and customers with Limitless Payment Solutions' fraud protection technology.
Your Peptide business’s survival rests on its ability to process payments safely and quickly. But you’ve been turned away from mainstream credit card processors, wary of the high risk nature of peptide sales.
Every passing day risks losing more customers and harming your business.
Unlike mainstream processors, Limitless Payment Solutions specializes in high risk Peptide merchant accounts, providing a stable payment processing option that keeps your business running.
Give yourself peace of mind while Limitless Payment Solutions ensures your Peptide transactions are processed smoothly, without the fear of sudden account closures.
Before you apply for a peptide merchant account, you need to have all of your essential documentation readily available to satisfy your underwriting requirements. This checklist helps you prepare for a smooth and quick approval process.
The most crucial factor for your documents is consistency. All names, addresses, and ownership details across every document must match exactly. If they do not, that could lead to slowdowns, and at worst, denial of service.
Another small thing to remember is that when you are sending Limitless Payment Solutions documentation, name the files correctly. If they are not named, this takes additional time and slows down your peptide merchant application process.
These documents help verify the physical location of your peptide business and your legal standing.
Certificate of Incorporation / Articles of Organization – Official documentation confirming the legal formation of your entity (LLC, Corporation, etc.).
Employer Identification Number (EIN) Confirmation – You need a copy of the official IRS document listing your EIN. It must be the official document; no other document will suffice.
Proof of Business Address (Utility Bill) – A recent (within 60-90 days) utility statement (gas, electric, etc.) in the business name to confirm your physical operating address.
Domain Ownership Verification – An official document from your domain provider confirming you as the website owner is 100% necessary.
The next set of documents helps verify your financial standing. Underwriters require clear evidence of capital and financial history before approval.
Business Bank Account Information – This is straightforward: please provide the details of your business bank account in the name of your business as it is legally registered. To do so, please provide a voided check (physical, with the business name and address) or an official bank letter confirming the account name, routing number, and account number.
Recent Bank Statements (3 Months) – Copies of the last three (3) consecutive business bank statements.
If your business is brand new, you need to provide the last three (3) months of personal bank statements for the principal owner instead.
Proof of Funds – If you don’t have operating capital, there’s a good chance your peptide business account will be denied. You need to show adequate starting capital or sufficient operational funds to cover potential reserves or liabilities otherwise, you risk not being approved.
Payment processors require proof that you are who you claim to be.
Government-Issued Photo ID – A clear, unexpired copy (front and back) of the Driver’s License or Passport for all principal owners and signers on the account.
KYC (Know Your Customer) Documentation – Additional identifying documents may be requested to meet federal compliance requirements for all owners.
Note: Always Be Consistent
The two most common reasons for delays are mismatched information and improperly submitted documents.
Before submitting any documentation, check that all addresses, names, and spellings are identical across the documents. The legal business name on your Incorporation papers must match the name on your Bank Account and EIN.
With nearly 20 years of experience in the credit card processing industry, Limitless Payment Solutions has provided holistic financial and business services for high risk industries. We care about your business’s success and keep your business’s best interest at the center of everything we do.
Because of our experience and relationships with major credit card processors, Limitless Payment Solutions can find you the fastest approvals or lowest rates. At the same time, you get to focus on your Peptide business.
Peptide merchants are turned away from traditional credit card processors and labeled high risk because banks and financial institutions are wary of them. Some factors include government regulations, high chargeback rates, and the fear of fraud.
Peptides have not been officially approved for human consumption in the United States. Because of this gray area, your Peptide business might struggle to find traditional banking services and credit card processing options.
To help, Limitless Payment Solutions works with your business to find a high risk Peptide merchant account that helps your business stay online without worrying about losing customers.
In the United States, Peptides can be sold for research purposes, but the FDA has not approved them for human consumption.
Businesses or people interested in health and wellness, fitness enthusiasts, and individuals
seeking anti-aging or weight loss solutions purchase peptides. Each year, peptide demand grows, especially within niches like bodybuilding and anti-aging.
We have a featured industry list, but that is not all we accept—there are too many to list. We can approve any legal business!
Domestic account approval typically takes 48 hours, given that we have all the paperwork.
A rolling reserve is something that all high risk processors ask for. Typically 10%, and in rare cases, there will not be any. This reserve is taken from your batch amount daily to offset the risk associated with the merchant account. The rolling part means that in the seven months, you get back the money they took out in month one, and so on. Chargebacks do not get taken out of the reserve; they get taken out of your bank account. A reserve is in case of an emergency.
Pricing for high risk merchant accounts varies depending on the business and the amount of risk. High risk merchant account rates will trend higher depending on risk. Don’t be fooled by low pricing. Please call us, and we can explain how processors try to hide fees. Limitless will
always work to get the best deal for you.
YES!
No, Limitless does not charge a set-up fee. If there ever is one, it will be disclosed. Typically, you see this with offshore accounts.
Typically, your funds are deposited within 48 hours. Offshore accounts usually are once a week.