If you’re in the kratom space, you already know the drill: Stripe won’t touch you, PayPal freezes your funds, and banks treat you like a liability.
And yet, your customers are loyal, your chargebacks are low, you’re running a clean, legal business.
So why is it so hard to get a merchant account?
At Limitless Payment Solutions, we’ve helped kratom merchants from startup brands to national distributors get approved, stay approved, and grow.
But more importantly, we’ve answered the phone at 10:00 p.m. when they needed help. That’s not a feature. That’s just how we work.
Why Kratom Is Labeled High-Risk (Even If You’re Not a Risky Merchant)
Let’s be clear: kratom isn’t flagged because of fraud or refund abuse.
It’s flagged because of external factors that have nothing to do with how you run your business.
What’s not on that list?
Chargebacks.
Because kratom buyers are loyal, repeat customers—not refund-happy impulse shoppers.
Why Stripe, Square, and PayPal Don’t Work for Kratom
These payment processing platforms use automated risk filters. If your product is on a restricted list, even if it’s legal, they’ll shut you down without warning.
We’ve seen it happen:
- $15K frozen in PayPal
- Stripe accounts terminated mid-launch
- Square disabling checkout buttons overnight
You’ve got enough going on with your business that you shouldn’t have to worry about your bank accounts being frozen, and suddenly losing access to your money.
That’s why you need a specialized merchant account and a partner who knows how to get you what you need, when you need it most.
What Most Payment Processors Won’t Tell You
Even processors that advertise “high-risk” services often won’t touch kratom. And if they do, they won’t tell you the full story.
What is it Like to Work With Limitless Payment Solutions?
We’re not just a broker. We’re the kind of partner who answers the phone when others won’t.
We Match You With the Right Bank
We don’t blast your file to 10 processors and hope for the best.
We match you with a bank that understands kratom, supports it, and is actively approving accounts.
We Know the Industry
We’ve worked with kratom merchants for years.
We know what underwriters look for, what red flags to avoid, and how to position your business for a fast, clean approval.
We Build a Strong Application
We help you gather the right documents, explain your business model clearly, and proactively address compliance concerns.
That means fewer delays and fewer surprises.
We’re the Kind of Partner Who Picks Up at 10pm
We’ve taken emergency calls late at night—not just for technical issues, but for questions.
You can call or text the owner of the company and get a real response.
Broker vs. Processor: What’s the Experience Really Like?
Real Talk: Why Kratom Merchants Deserve Better
You’re not selling something shady. You’re offering a legal, natural product that helps people feel better, live better, and take control of their health.
You deserve a payment partner who:
- Understands your product
- Respects your business
- Picks up the phone when you call
That’s what we do at Limitless Payment Solutions.
We’ve helped kratom merchants go from being shut down by Stripe to processing $100K+ per month with stable, long-term accounts.
What Can You Do Right Now? Contact Limitless Payment Solutions to Get Started.
If you’re ready to stop getting rejected and start growing, here’s what to do:
- Stop applying to random processors. You’re wasting time and hurting your approval odds.
- Work with a partner who knows the space. We’ve helped hundreds of kratom businesses get approved.
- Get your application packaged right. We’ll help you present your business in the best possible light.
Yes, kratom is high-risk on paper. But that doesn’t mean you should be treated like a liability.
At Limitless Payment Solutions, we specialize in industries that are often misunderstood, like yours. We don’t just get you approved—we stay with you, answer your texts, and help you grow.