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Why a Broker is Better Than a Bank

When it comes to high-risk industries like peptides, SARMs, kratom, or travel merchants, getting approved for a merchant account isn’t just hard. It’s a maze. 

And if you’re relying on a traditional bank or a single payment processor to guide you through it, you’re already at a disadvantage.

Here’s the truth: banks and processors are built to say “no.” Limitless Payment Solutions is built to say “yes.” We’ve worked with hundreds of “high-risk” businesses and connected them with payment processors that help keep their funds available when they need them most.

So, before you click apply or are still on the fence, let Limitless Payment Solutions show you why you should work with a high-risk credit merchant first.

The Problem with Banks and Direct Processors

Most banks and processors operate under rigid underwriting guidelines. They’re risk-averse by nature. 

Even companies that advertise themselves as “high-risk friendly” often have limits on what verticals they can actually support.

Take peptide merchant accounts, for example. 

Many processors, including some of the big names, don’t underwrite these accounts in-house. 

They outsource them to third-party banks. That means:

  • You’re still going through a middleman.
  • You’re limited to that processor’s one or two banking relationships.
  • If they say no, you’re back to square one.

When it comes to your business’s money, you deserve to work with a partner who will tell you the truth, not beat around the bush just to get a little more cash. 

The first time, and every time, you call Limitless Payment Solutions, you’re talking to a real person in the United States who cares about the success of your business

4 Reasons Why Limitless Payment Solutions Is Different

We’re not tied to one bank. We’re not locked into one underwriting policy. We’re a network, and that’s your biggest advantage.

Here’s what that means for you:

1. We Match You with the Right Bank the First Time

Instead of applying to five processors and getting rejected, we evaluate your business and send your application directly to the bank most likely to approve you.

Because we spend so much time learning about your business, Limitless understands which banks are the right fit, rather than wasting time and resources on poor ones.

2. We Understand the Nuances of High-Risk Verticals

Peptides? Travel merchants? Kratom? We’ve seen it all. 

We know what compliance documents you’ll need, how to structure your application, and how to present your business in the best light.

When you choose a payment processor, choose one with familiarity of the ins and outs of your high-risk merchant business.

3. We Negotiate on Your Behalf

We don’t just submit your paperwork; we advocate for you. 

We negotiate rates, terms, and reserve requirements to secure the best possible deal for you. You don’t have to worry about long, drawn-out fights, additional paperwork, or any of that. We’ve got you covered.

4. We Save You Time and Money

Your time is important, and we understand that. Every rejection costs you time, and every delay costs you sales. 

We streamline the process so you can start accepting payments faster.

Need a High Risk Merchant Account? Contact Limitless Payment Solutions Today.

If you’re in a high-risk industry, don’t waste time knocking on the wrong doors. Work with a broker who knows the landscape, speaks the language, and has the relationships to get you approved.

At Limitless Payment Solutions, we’ve spent over 20 years building a network of banks and processors that understand high-risk. 

We don’t just find you a merchant account. We find you the right one. Apply today for your high-risk merchant account.

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